At Lighthouse Plan and Protect, we believe that financial advice is an essential part of life and should be available to everyone.

We all have a past, present and future yet, in financial terms, most people live in the present but fail to plan for their future. There are many reasons why people don’t seek advice. Some of the common misconceptions are that “financial planning is something you do when you are ready to retire”; “you need to be financially secure”; “you need to have a lot of money”; “not until the kids have left home”; “maybe after we pay off the mortgage”; “it’s too expensive”.

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Your ability to earn and maintain an income is one of the most vital elements of your life. Your income dictates where you live, what you have, where you go and what you do. At some point in time you will no longer be able to earn an income – sometimes that’s by way of a voluntary retirement, sometimes it is forced upon you when you least expect it. What happens when you can no longer earn money? What happens to your home, your family, your way of life? Are you prepared? Do you have a plan? Are you protected? Will you be able to afford to live the life you want?

We believe that there are three main reasons why financial planning isn’t a part of everyone’s lives:

  • It is not properly understood
  • People live in the ‘now’ and simply believe things will just ‘work out’
  • It’s perceived as too expensive or difficult to access

We’re here to change all of that….

We believe in delivering financial planning advice which provides positive and tangible outcomes. We believe everyone should have a financial plan. We make it easy to understand, easy to manage, easy to access and affordable. We do all of that without compromising the quality and integrity of our work.

‘Easy to understand’ doesn’t mean creating an appropriate plan is simple. There are many complexities involved in the creation and maintenance of a financial plan. There are considerations around investment allocation, insurance placement, taxation and ever-changing legislation. You need someone with the knowledge, experience and back office support to be able to deliver the quality advice and structure you need.

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We have that team. Our principal planner has over 30 years of industry experience and is backed by an equally experienced and qualified support team.

We can provide general financial advice encompassing many aspects of your financial situation and can tailor specific advice packages to suit your needs. We have also developed advice packages encompassing the essential aspects of Plan and Protect – being Safety Net, Superannuation and non-super investment. The advice and product placement within these advice packages are specifically tailored to your individual needs.

Safety Net Plan

Sometimes bad things happen to good people. If you agree that your income is the key to your lifestyle, future and security, then you need to treat it with the respect it deserves and protect it. We understand that there is a balance between insuring for the future and living for today, that’s why we tailor your Safety Net Plan to suit your needs and your budget.

Over time, your circumstances change which has a direct impact on your required outcomes, so we review your Plan on an annual basis and make adjustments from time to time as required. We will provide ongoing support, advice and claims assistance where necessary.

Safety Net and Superannuation Plan

All services outlined in safety net plan plus we will review your current Superannuation arrangements and provide advice and product placement designed to help you achieve your eventual retirement goals.

Safety Net, Superannuation and Investment Plan

All services outlined in safety net and superannuation plan plus we will provide advice and product placement for non-superannuation investments designed to help you achieve your specific goals.

Custom Advice

Agreed services provided will be tailored to your specific requirements and documented prior to engaging our services.

Our Affiliations

Contact us to get started today

Phone: 1300 550 334